Credit Risk Internship

Location: Cape Town, Western Cape
Closing Date: 31 October 2025
Reference Number: PPL-84
Duration: 1 – 2 Years (Internship)
Job Level: Student/Graduate
Employment Type: Temporary
EE Position: Yes
Salary: Market Related


🏢 About Pepkor Payments and Lending (PPL)

Pepkor Payments and Lending is a division of Pepkor Trading (Pty) Ltd, supporting Capfin and Tenacity Financial Services. As part of the Pepkor Group, PPL develops lending and payment solutions that support major retail partners while driving its own data- and analytics-led performance.


🚀 What’s In It For You

  • Real-world project experience

  • Mentorship from credit risk and data experts

  • Exposure to top industry tools (e.g. SQL, Python, Power BI)

  • Work on credit decisioning, data analysis, and performance metrics

  • Access to employee perks:

    • 🎮 Games lounge

    • 🏥 Onsite wellness clinic

    • 🍲 Subsidised meals in the canteen

    • 🏆 Reward & recognition programme

    • 🎉 Bi-monthly social events


📌 About the Role

As a Credit Risk Intern, you’ll work with both the Credit Risk and Data & Analytics teams. Your responsibilities include:

  • Analysing data to detect trends and risk patterns

  • Creating reports and dashboards for decision-makers

  • Building and applying predictive models

  • Gaining exposure to credit analytics, BI, and data science workflows

  • Presenting insights that impact credit strategy and business performance

This role is ideal for analytical thinkers who enjoy using data to solve real-world business problems.


Who Should Apply

PPL is looking for graduates who:

  • Have a growth mindset and a passion for data storytelling

  • Are detail-oriented and accuracy-driven

  • Enjoy problem-solving and interpreting data

  • Work well both independently and in teams

  • Can manage deadlines in a fast-paced environment


🎓 Minimum Requirements

  • A relevant degree in:

    • BCom in Economics, Data Science, Statistics, or similar

    • B-Degree in Data Science or an equivalent analytical qualification

  • Advantageous: Working knowledge of:

    • SQL

    • Python

    • Power BI or similar tools


📩 How to Apply

Visit the Pepkor Careers Portal or apply via the link provided in the internship listing. Submit your updated CV and any supporting documents.

🛑 Note: Preference will be given to candidates from designated Employment Equity (EE) groups, aligned with Pepkor’s transformation strategy.

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