Credit Risk Internship

Closing Date: 31 October 2025
Location: Cape Town, South Africa
Company: Pepkor Payments and Lending (PPL)
Reference Number: PPL-84


Job Type: Internship (1–2 Years) | Work Level: Student/Graduate

Employment Equity: Yes
Salary: Market Related


Kickstart Your Career at Pepkor Payments and Lending!

We’re offering exciting graduate internship opportunities in our Credit Risk and Data & Analytics teams. Whether your interests lie in Data Science, Business Intelligence (BI), or Credit Risk analytics, this is your opportunity to:

  • Gain real-world experience working on impactful projects

  • Receive mentorship from skilled professionals

  • Learn to use industry-leading tools like SQL, Python, and Power BI

  • Explore credit decisioning, data analysis, and business performance metrics

  • Enjoy workplace perks like a games lounge, subsidised meals, onsite wellness clinic, and bi-monthly socials


About PPL

Pepkor Payments and Lending (PPL) is part of the Pepkor Group, providing central support to Capfin and Tenacity Financial Services. As a leader in lending and payment solutions, we empower both our retail partners and our internal business units with scalable, data-driven decision-making.


Your Role as an Intern

Work alongside experienced teams to:

  • Analyse data to identify trends and risks

  • Build dashboards and reports that inform strategic decisions

  • Develop and apply predictive models

  • Gain exposure to BI, credit analytics, and data science

  • Present insights that directly influence operations and credit performance


Who Should Apply

We’re looking for candidates who:

  • Are detail-oriented, analytical, and curious

  • Enjoy problem-solving and data storytelling

  • Thrive in fast-paced, collaborative environments

  • Have a growth mindset and excellent communication skills

Minimum Requirements:

  • A relevant degree in:

    • BCom Economics, Data Science, Statistics, or equivalent

    • B-Degree in Data Science

  • Knowledge of SQL, Python, Power BI or similar tools is advantageous

  • Must be a graduate (or graduating soon)


Why Join Us?

  • Real contribution to meaningful, measurable work

  • Supportive, innovative, and dynamic environment

  • Insight into one of SA’s most powerful retail finance ecosystems

  • Strong focus on transformation and diversity (EE candidates encouraged to apply)


How to Apply

📅 Apply by: 31 October 2025
📍 Location: Cape Town
🔗 Application portal: Apply now on Pepkor Careers

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